Why Saving Should Really Be “Deferred Spending”

Opposites attract.  Cliché?  Yes.  True?  Eh, the jury’s still out, but at least on money issues, it’s pretty close.  If you listen to Dave Ramsey long enough, you’ll hear him talk about the “nerd” and the “free spirit” in a relationship.  What’s he’s referring to is the natural inclination of one person in the relationship […]

Update #21 – April 2018

Hey!! If you’re new to the site or haven’t been here in some time, you may be wondering what this post is. TL;DR – my wife Rachel and I started our marriage together with over $80,000 worth of debt between us. That got old REAL quick, so we turned to Dave Ramsey’s Total Money Makeover […]

Update #20 – March 2018

Hey!! If you’re new to the site or haven’t been here in some time, you may be wondering what this post is. TL;DR – my wife Rachel and I started our marriage together with over $80,000 worth of debt between us. That got old REAL quick, so we turned to Dave Ramsey’s Total Money Makeover […]

Debt is Cancer

For the last two months, Rachel and I have put our debt snowball on hold while we work to sort out this tax emergency.  That’s two months of watching our progress plateau, two months of looking at basically the same numbers on our accounts.  And it doesn’t look like we’re going to get out of […]

Update #19 – February 2018

Hey!! If you’re new to the site or haven’t been here in some time, you may be wondering what this post is. TL;DR – my wife Rachel and I started our marriage together with over $80,000 worth of debt between us. That got old REAL quick, so we turned to Dave Ramsey’s Total Money Makeover […]

How to Not Owe Buckets of Money at Tax Time

Basically ever since I had my first job scooping ice cream, tax time has been kind of weird for me.  Some people get moderately excited about the thought of a refund, but then forget about it five minutes later.  Even more people put off doing their taxes until the last possible day, causing traffic jams […]

Update #18 – January 2018

Hey!! If you’re new to the site or haven’t been here in some time, you may be wondering what this post is. TL;DR – my wife Rachel and I started our marriage together with over $80,000 worth of debt between us. That got old REAL quick, so we turned to Dave Ramsey’s Total Money Makeover […]

How Many Hours Are In Your Wallet?

We tend to think of money in terms of dollars.  And that makes sense, because that’s how most things are priced.  You go to the store, you see an item on the shelf, and you look at how many dollars it costs.  That system of currency-based value seems to work pretty well, because basically everyone […]

Update #17 – December 2017

Hey!! If you’re new to the site or haven’t been here in some time, you may be wondering what this post is. TL;DR – my wife Rachel and I started our marriage together with over $80,000 worth of debt between us. That got old REAL quick, so we turned to Dave Ramsey’s Total Money Makeover […]

2017 – Our Year View Mirror

Well, well, well… here we are, at the end of another year.  The second full one Rachel and I have spent as husband and wife, the first full one this little blog has enjoyed, and hopefully the last one in which I’ll have to work multiple jobs just to make ends meet.  If nothing else, […]