Should You Go On Vacation If You’re Broke?

You’ve heard of “the list,” right?  You know, the list of all the things you can’t do when you’re working to get out of debt.  Stuff like buying new clothes, eating in fancy restaurants, driving brand-new cars, and especially going on vacation.  Do those, and you’re asking for criticism from people that have heard you […]

Financial Fuddy-Duddies

One of the first questions I hear when I tell people about how focused we are on getting (and staying) out of debt is: “Isn’t it depressing to never have any fun?”  That would be depressing, and it’s exactly why I avoided an honest budget for so long.  The idea of working 40, 60, or more hours every […]