Update #12 – July 2017

Hey!! If you’re new to the site or haven’t been here in some time, you may be wondering what this post is. TL;DR – my wife Rachel and I started our marriage together with over $80,000 worth of debt between us. That got old REAL quick, so we turned to Dave Ramsey’s Total Money Makeover […]

Cut the Cord, Cut the Bill

Disclaimer: Amazon links in this post are affiliate links, meaning I get a little percentage of whatever you buy from those links. The rest of the links are just to make things easier for you, and I truly want you to find what works for you, Amazon or no Amazon. Thanks for your support! Okay, […]

Lessons Learned From a Week of Rest

As I mentioned in last week’s post, I spent the first ten days of this month on the road with my wife and her family, driving through Nebraska, Wyoming, Montana, Colorado, and about an hour of Idaho.  We saw so much, hitting up Custer’s battlefield, the headwaters of the Missouri River, the ghost town of […]

Five-Dollar Words: Retirement

Welcome to the first post of a new series I’m calling “Five-Dollar Words.” We all hear a lot of big fancy words get thrown around a lot, and sometimes we just go along pretending like we understand the concept completely.  These posts aim to explain stuff we know we *should* know about, but don’t want […]

Major Speed Bump Ahead!

Alright, guys.  We’ve got a problem.  I think I’ve affectionately mentioned my hoopty before: a 2004 Ford Taurus.  She doesn’t have a name, we’re not that close, but sometimes I feel like we should be.  I bought the car in 2008 with just over 50,000 miles for $10,999.  I was so excited, it was the […]

It’s Not About the Coffee

Alright, let’s talk about the “latte factor.”  You know, the one that berates people for their morning coffee routine.  Just in case you’re one of today’s lucky 10,000, the latte factor suggests that if instead of spending $5 every weekday in the drive-through, you saved that money in an investment account earning an average 8% […]

The Value of $1,000

The first step on our journey, according to this Dave Ramsey character, was to save $1,000 in an emergency fund.  We kind of cheated on this step, as I already had it saved from earlier efforts to be more responsible, but the importance of having it can’t be overstated.  Having a thousand dollars in the bank […]