Update #24 – July 2018

Hey!! If you’re new to the site or haven’t been here in some time, you may be wondering what this post is. TL;DR – my wife Rachel and I started our marriage together with over $80,000 worth of debt between us. That got old REAL quick, so we turned to Dave Ramsey’s Total Money Makeover […]

The Only Net Worth Update You’ll (Probably) Ever Get From Me

Here’s an update post I’ve been waiting to do for a long time.  For the first time in our adult lives, Rachel and I have a net worth above zero! That’s right, for the entirety of the time I’ve been writing here about personal finance (and for quite some time before that), we have owed […]

Update #23 – June 2018

Hey!! If you’re new to the site or haven’t been here in some time, you may be wondering what this post is. TL;DR – my wife Rachel and I started our marriage together with over $80,000 worth of debt between us. That got old REAL quick, so we turned to Dave Ramsey’s Total Money Makeover […]

Update #22 – May 2018

Hey!! If you’re new to the site or haven’t been here in some time, you may be wondering what this post is. TL;DR – my wife Rachel and I started our marriage together with over $80,000 worth of debt between us. That got old REAL quick, so we turned to Dave Ramsey’s Total Money Makeover […]

Why Saving Should Really Be “Deferred Spending”

Opposites attract.  Cliché?  Yes.  True?  Eh, the jury’s still out, but at least on money issues, it’s pretty close.  If you listen to Dave Ramsey long enough, you’ll hear him talk about the “nerd” and the “free spirit” in a relationship.  What’s he’s referring to is the natural inclination of one person in the relationship […]

Update #21 – April 2018

Hey!! If you’re new to the site or haven’t been here in some time, you may be wondering what this post is. TL;DR – my wife Rachel and I started our marriage together with over $80,000 worth of debt between us. That got old REAL quick, so we turned to Dave Ramsey’s Total Money Makeover […]

Update #20 – March 2018

Hey!! If you’re new to the site or haven’t been here in some time, you may be wondering what this post is. TL;DR – my wife Rachel and I started our marriage together with over $80,000 worth of debt between us. That got old REAL quick, so we turned to Dave Ramsey’s Total Money Makeover […]

Debt is Cancer

For the last two months, Rachel and I have put our debt snowball on hold while we work to sort out this tax emergency.  That’s two months of watching our progress plateau, two months of looking at basically the same numbers on our accounts.  And it doesn’t look like we’re going to get out of […]

How to Not Owe Buckets of Money at Tax Time

Basically ever since I had my first job scooping ice cream, tax time has been kind of weird for me.  Some people get moderately excited about the thought of a refund, but then forget about it five minutes later.  Even more people put off doing their taxes until the last possible day, causing traffic jams […]