How to Not Owe Buckets of Money at Tax Time

Basically ever since I had my first job scooping ice cream, tax time has been kind of weird for me.  Some people get moderately excited about the thought of a refund, but then forget about it five minutes later.  Even more people put off doing their taxes until the last possible day, causing traffic jams […]

Update #18 – January 2018

Hey!! If you’re new to the site or haven’t been here in some time, you may be wondering what this post is. TL;DR – my wife Rachel and I started our marriage together with over $80,000 worth of debt between us. That got old REAL quick, so we turned to Dave Ramsey’s Total Money Makeover […]

How Many Hours Are In Your Wallet?

We tend to think of money in terms of dollars.  And that makes sense, because that’s how most things are priced.  You go to the store, you see an item on the shelf, and you look at how many dollars it costs.  That system of currency-based value seems to work pretty well, because basically everyone […]

Update #17 – December 2017

Hey!! If you’re new to the site or haven’t been here in some time, you may be wondering what this post is. TL;DR – my wife Rachel and I started our marriage together with over $80,000 worth of debt between us. That got old REAL quick, so we turned to Dave Ramsey’s Total Money Makeover […]

2017 – Our Year View Mirror

Well, well, well… here we are, at the end of another year.  The second full one Rachel and I have spent as husband and wife, the first full one this little blog has enjoyed, and hopefully the last one in which I’ll have to work multiple jobs just to make ends meet.  If nothing else, […]

Car Subscriptions Are Now a Thing

For the last I don’t know how many years, if you wanted to buy a car, you basically had two options: you either bought it with cash or a loan, or you leased it.  Leasing has always been confusing to me, since you still have payments, you can’t drive the thing as much, and at […]

Update #16 – November 2017

Hey!! If you’re new to the site or haven’t been here in some time, you may be wondering what this post is. TL;DR – my wife Rachel and I started our marriage together with over $80,000 worth of debt between us. That got old REAL quick, so we turned to Dave Ramsey’s Total Money Makeover […]

A Year of Thankfulness: 2017 Edition

I know all of you Canadians have already been thankful this year, but it’s our turn down here in the land of freedom.  I hope all of your holidays were well-celebrated, filled with family and warmth.  And for all of you retail workers out there: my heart goes out to you.  I spent many years […]

Guest Post: Three Steps to a Debt-Free Life – Ashley @ Debt Academy

Hey, everyone!  This week’s post comes from Ashley over at Debt Academy.  She gives us three easy ways we can get on the path towards freedom from debt.  Thanks for contributing, Ashley! If your family is anything like mine, then chances are, debt is one of the unfortunate constants in your life. In fact, the […]

An Open Letter to High School Seniors

Dear High School Senior, I know it doesn’t seem like it right now, but you’re almost done.  You’ve got two more short months left in 2017, and about five more to go once the calendar turns.  Then you’re free!  No more high school drama (except it’ll always be there), no more people telling you what […]