Update #11 – June 2017

Hey!! If you’re new to the site or haven’t been here in some time, you may be wondering what this post is.  TL;DR – my wife Rachel and I started our marriage together with over $80,000 worth of debt between us.  That got old REAL quick, so we turned to Dave Ramsey’s Total Money Makeover […]

Is Being Debt-Free a Terrible Goal?

A few days ago, a fellow blogger that I follow on Instagram shared a post she found from yet another writer, who goes by the pseudonym Liquid Independence and writes at Freedom Thirty-Five Blog.  The post was titled “Why Becoming Debt-Free Is A Terrible Goal,” which immediately piqued my curiosity, and not in a good […]

Five-Dollar Words: Retirement

Welcome to the first post of a new series I’m calling “Five-Dollar Words.” We all hear a lot of big fancy words get thrown around a lot, and sometimes we just go along pretending like we understand the concept completely.  These posts aim to explain stuff we know we *should* know about, but don’t want […]

Update #10.5 – June 8, 2017

Hey!! If you’re new to the site or haven’t been here in some time, you may be wondering what this post is.  TL;DR – my wife Rachel and I started our marriage together with over $80,000 worth of debt between us.  That got old REAL quick, so we turned to Dave Ramsey’s Total Money Makeover […]

Book Review – “Debt-Proof Living: How to Get Out of Debt & Stay That Way” by Mary Hunt

Note: This article contains an affiliate link.  If you buy the book through the Amazon link I provide in this post, I will earn a small commission, which will go towards helping me pay for the site’s hosting fees.  Thank you! Have you ever picked up a book and before you even finish the first chapter, […]

Update #10 – May 2017

May was a relatively quiet month.  I think the longer we keep on this path, the more we’re realizing that big goals like this aren’t met with month after month of confetti, noisemakers, and celebration.  The majority of the time, we’re just quietly in the trenches, doing the hard work that leads to those moments […]

Should You Go On Vacation If You’re Broke?

You’ve heard of “the list,” right?  You know, the list of all the things you can’t do when you’re working to get out of debt.  Stuff like buying new clothes, eating in fancy restaurants, driving brand-new cars, and especially going on vacation.  Do those, and you’re asking for criticism from people that have heard you […]

Update #9 – April 2017

Well, I can’t say that we matched last month for progress, but we’re still trucking right along.  Our progress this month was slowed a little by Rachel’s family reunion, but we decided together that it was worth the speed bump.  Now, the good stuff! The Numbers January 2016 (Start) March 2017 April 2017 Car Loan $4,685.88 PAID […]

The Light at the End of Our Tunnel

You know what’s crazy?  When Rachel and I got married, we owed more to creditors than we make in a year.  Even if we gave every single penny to them before we bought food, shelter, or anything else for an entire year, we still wouldn’t have been out of debt.  But, you know what else […]

Update #7.5 – March 7, 2017

Yep, that’s right.  It’s time for the first mid-month update.  As you’ve probably noticed by now, I reserve these update posts for mile markers along our journey towards debt freedom.  Most of the time, they’re just a way to check in and see how we’re doing month-to-month.  Every once in a while, we’ll have something […]