An Open Letter to High School Seniors

Dear High School Senior, I know it doesn’t seem like it right now, but you’re almost done.  You’ve got two more short months left in 2017, and about five more to go once the calendar turns.  Then you’re free!  No more high school drama (except it’ll always be there), no more people telling you what […]

We Saved Over $13,000 by Refinancing Our Student Loans!

As I mentioned in my last update post, Rachel and I refinanced our student loans last month.  It seemed like a lot of work at first, but the draw of cutting the interest rate proved too irresistible, so we took the leap.  How’d we make out?  Let’s take a look! Refinancing: What Even Is It? […]

Update #13 – August 2017

I can’t believe it’s already been a year since I launched Steward and Slave!  After Rachel and I decided we were really going to go after this debt monster last August, I knew I wanted to share our story as it happened, but I didn’t know how that should look.  Should we spam everyone on […]

Lessons Learned From a Week of Rest

As I mentioned in last week’s post, I spent the first ten days of this month on the road with my wife and her family, driving through Nebraska, Wyoming, Montana, Colorado, and about an hour of Idaho.  We saw so much, hitting up Custer’s battlefield, the headwaters of the Missouri River, the ghost town of […]

Update #11 – June 2017

Hey!! If you’re new to the site or haven’t been here in some time, you may be wondering what this post is.  TL;DR – my wife Rachel and I started our marriage together with over $80,000 worth of debt between us.  That got old REAL quick, so we turned to Dave Ramsey’s Total Money Makeover […]

Is Being Debt-Free a Terrible Goal?

A few days ago, a fellow blogger that I follow on Instagram shared a post she found from yet another writer, who goes by the pseudonym Liquid Independence and writes at Freedom Thirty-Five Blog.  The post was titled “Why Becoming Debt-Free Is A Terrible Goal,” which immediately piqued my curiosity, and not in a good […]

Five-Dollar Words: Retirement

Welcome to the first post of a new series I’m calling “Five-Dollar Words.” We all hear a lot of big fancy words get thrown around a lot, and sometimes we just go along pretending like we understand the concept completely.  These posts aim to explain stuff we know we *should* know about, but don’t want […]

Update #10.5 – June 8, 2017

Hey!! If you’re new to the site or haven’t been here in some time, you may be wondering what this post is.  TL;DR – my wife Rachel and I started our marriage together with over $80,000 worth of debt between us.  That got old REAL quick, so we turned to Dave Ramsey’s Total Money Makeover […]

Update #10 – May 2017

May was a relatively quiet month.  I think the longer we keep on this path, the more we’re realizing that big goals like this aren’t met with month after month of confetti, noisemakers, and celebration.  The majority of the time, we’re just quietly in the trenches, doing the hard work that leads to those moments […]

Should You Go On Vacation If You’re Broke?

You’ve heard of “the list,” right?  You know, the list of all the things you can’t do when you’re working to get out of debt.  Stuff like buying new clothes, eating in fancy restaurants, driving brand-new cars, and especially going on vacation.  Do those, and you’re asking for criticism from people that have heard you […]