Why Saving Should Really Be “Deferred Spending”

Opposites attract.  Cliché?  Yes.  True?  Eh, the jury’s still out, but at least on money issues, it’s pretty close.  If you listen to Dave Ramsey long enough, you’ll hear him talk about the “nerd” and the “free spirit” in a relationship.  What’s he’s referring to is the natural inclination of one person in the relationship […]

Update #21 – April 2018

Hey!! If you’re new to the site or haven’t been here in some time, you may be wondering what this post is. TL;DR – my wife Rachel and I started our marriage together with over $80,000 worth of debt between us. That got old REAL quick, so we turned to Dave Ramsey’s Total Money Makeover […]

Debt is Cancer

For the last two months, Rachel and I have put our debt snowball on hold while we work to sort out this tax emergency.  That’s two months of watching our progress plateau, two months of looking at basically the same numbers on our accounts.  And it doesn’t look like we’re going to get out of […]

Update #19 – February 2018

Hey!! If you’re new to the site or haven’t been here in some time, you may be wondering what this post is. TL;DR – my wife Rachel and I started our marriage together with over $80,000 worth of debt between us. That got old REAL quick, so we turned to Dave Ramsey’s Total Money Makeover […]

An Open Letter to High School Seniors

Dear High School Senior, I know it doesn’t seem like it right now, but you’re almost done.  You’ve got two more short months left in 2017, and about five more to go once the calendar turns.  Then you’re free!  No more high school drama (except it’ll always be there), no more people telling you what […]

We Saved Over $13,000 by Refinancing Our Student Loans!

As I mentioned in my last update post, Rachel and I refinanced our student loans last month.  It seemed like a lot of work at first, but the draw of cutting the interest rate proved too irresistible, so we took the leap.  How’d we make out?  Let’s take a look! Refinancing: What Even Is It? […]

Update #11 – June 2017

Hey!! If you’re new to the site or haven’t been here in some time, you may be wondering what this post is.  TL;DR – my wife Rachel and I started our marriage together with over $80,000 worth of debt between us.  That got old REAL quick, so we turned to Dave Ramsey’s Total Money Makeover […]

Is Being Debt-Free a Terrible Goal?

A few days ago, a fellow blogger that I follow on Instagram shared a post she found from yet another writer, who goes by the pseudonym Liquid Independence and writes at Freedom Thirty-Five Blog.  The post was titled “Why Becoming Debt-Free Is A Terrible Goal,” which immediately piqued my curiosity, and not in a good […]