You’ve heard of “the list,” right? You know, the list of all the things you can’t do when you’re working to get out of debt. Stuff like buying new clothes, eating in fancy restaurants, driving brand-new cars, and especially going on vacation. Do those, and you’re asking for criticism from people that have heard you […]
Well, I can’t say that we matched last month for progress, but we’re still trucking right along. Our progress this month was slowed a little by Rachel’s family reunion, but we decided together that it was worth the speed bump. Now, the good stuff! The Numbers January 2016 (Start) March 2017 April 2017 Car Loan $4,685.88 PAID […]
Using a budget doesn’t have to mean staying offline. Here are some ways you can have a “cash-only” budget without ever seeing a dollar bill!
We’re actively deciding not to retire early, even though we know it’s possible. Are we crazy?
Rachel and I have accepted the fact that in order to get out from underneath this mountain of debt, we’re going to have to sacrifice some things. We can’t eat out as much as we used to. We’ve had to sell quite a few things that we didn’t necessarily want to part with, but couldn’t […]
I live about 10 minutes from the hospital I was born in. In fact, I’ve always lived about 10 minutes from the hospital I was born in. The apartment complex my wife and I rent from is right in the middle of suburbia. Crime, while present, isn’t exactly rampant, and the school system prepares its […]
Note: This article contains affiliate links. If you purchase the book through the link I provided, I will earn a commission off that sale. Proceeds will go towards supporting this site, so thank you! Cara MacMillan is an MBA and adjunct professor in the School of Business at Algonquin College in Ottawa, Canada. In “It […]
People. This month was CA-RAZY!! I can’t even begin to express to you how excited Rachel and I both are to share this update! God is so good to us, and His blessings seem to be coming out of the woodwork. I’m not even going to say anything else, let’s just get to it! The […]
You know what’s crazy? When Rachel and I got married, we owed more to creditors than we make in a year. Even if we gave every single penny to them before we bought food, shelter, or anything else for an entire year, we still wouldn’t have been out of debt. But, you know what else […]
If you’ve been following this blog for any length of time, you’ll know that we’re following Dave Ramsey’s Baby Steps in our effort to clean up our finances and ultimately start building wealth. And if you know anything about Dave Ramsey, you’ll have heard him refer to various parts of the Christian bible as the […]