Twitter Rant

I came across a tweet the other day that blew my mind.  Not because of the tweet itself, but because of the discussion that came after it.  The tweet went something like this: “I’m really tired of all the negative stereotypes about women being shopaholics.”  Short, simple, pretty non-confrontational.  She was simply making a statement […]

Debt is Cancer

For the last two months, Rachel and I have put our debt snowball on hold while we work to sort out this tax emergency.  That’s two months of watching our progress plateau, two months of looking at basically the same numbers on our accounts.  And it doesn’t look like we’re going to get out of […]

Car Subscriptions Are Now a Thing

For the last I don’t know how many years, if you wanted to buy a car, you basically had two options: you either bought it with cash or a loan, or you leased it.  Leasing has always been confusing to me, since you still have payments, you can’t drive the thing as much, and at […]

Is Being Debt-Free a Terrible Goal?

A few days ago, a fellow blogger that I follow on Instagram shared a post she found from yet another writer, who goes by the pseudonym Liquid Independence and writes at Freedom Thirty-Five Blog.  The post was titled “Why Becoming Debt-Free Is A Terrible Goal,” which immediately piqued my curiosity, and not in a good […]

Separation of Church and Bank?

If you’ve been following this blog for any length of time, you’ll know that we’re following Dave Ramsey’s Baby Steps in our effort to clean up our finances and ultimately start building wealth.  And if you know anything about Dave Ramsey, you’ll have heard him refer to various parts of the Christian bible as the […]

It’s Not About the Coffee

Alright, let’s talk about the “latte factor.”  You know, the one that berates people for their morning coffee routine.  Just in case you’re one of today’s lucky 10,000, the latte factor suggests that if instead of spending $5 every weekday in the drive-through, you saved that money in an investment account earning an average 8% […]