Rants and Raves

It’s Not About the Coffee

Alright, let’s talk about the “latte factor.”  You know, the one that berates people for their morning coffee routine.  Just in case you’re one of today’s lucky 10,000, the latte factor suggests that if instead of spending $5 every weekday in the drive-through, you saved that money in an investment account earning an average 8% …

Book Reviews

Book Review – The $1,000 Challenge

Brian J. O’Connor, a personal finance columnist for The Detroit News, set out to answer a question for the sake of his readers following the 2008 economic crash: Could the average American family save $1,000 a month without giving up things we have all come to enjoy in this modern age, like eating?  He tackled …

Updates

Update #6 – January 2017

This month, we had a break in the storm clouds long enough to make another big payment on R’s car.  God willing, we’re well on our way toward paying it off by June!  I know I’ve said this before, but interest on debt is the WORST.  We actually sent $1643.98 towards debt this month, but …

General Posts

#YOLO. So Plan Ahead.

Do the kids even say #YOLO anymore?  Maybe they say something like, “Bruh, dat fleek is lit! Howbow dah?!”  I don’t know.  When I was a kid, our slang was still at least words, we just used them wrong.  Today’s slang all just sounds like someone ripped half the pages out of a Dr. Seuss …

General Posts

We Just Love to Throw Money Away!

Said everyone who heard we were renting an apartment after we got married.  Okay, maybe not EVERYONE, but we sure heard it a lot.  “Why aren’t you buying a house? If you buy a house, you’ll have more space!  If you buy a house, you won’t have to waste money on rent!  Buying a house …

Book Reviews

Book Review – The Total Money Makeover

This is it.  The book that kick-started our journey out of debt, and that gave us a framework for how we plan to manage our money for the rest of our lives.  I suppose that tells you how I felt about The Total Money Makeover, but what about the book itself, and the author, Dave …

General Posts

This Is Our Budget. There Are Many Like It, But This One Is Ours.

Now that we’re a few days in to 2017, you’ve had some time to go join a gym you’ll quit in February and write up a grocery list full of veggies and soy milk that’ll have “hamburger” scribbled in before you get to the parking lot.  Don’t worry, you’re not the only one.  New Year’s …

Updates

Update #5 – December 2016

My new goal in life is to be a hospital.  Apparently, they make so much money, they don’t even need to bill people to stay afloat.  That’s right, we still have not heard a peep from them about our visit in October.  I did call to see if maybe something had gotten lost in the …

General Posts

2016: Our Year-View Mirror

Oh, 2016.  You were a whirlwind.  You killed off half of Hollywood.  You gave us a presidential election that couldn’t have been dreamed up by the producers of whatever that Kardashian show is called.  2016 was a year where the unexpected happened, sometimes in a big way, at some point for virtually everyone.  What a …